At Platinum Federal Credit Union, we offer Personal, Student, and Commercial Checking Accounts:
Interest Bearing Personal Checking Accounts: Platinum Federal Credit Union (PFCU) offers interest bearing personal checking account with no minimum balance requirement. There is a $50 minimum deposit required to open a Personal Checking account with PFCU.
The following features apply to Platinum FCU’s Personal Checking account:
- Free Home Banking with text message alerts
- Free Bill Pay with text message reminders
- No Minimum Balance Requirement
- Earn Interest on Average Daily Balances
- Consolidated Monthly Statements with Check Images
- Direct deposit
- Unlimited Cash transactions
- Unlimited Check transactions
- Unlimited teller transactions
- Access to your checking account via over 6,000* credit union locations Nationwide
- Free VISA® Debit/Check Card
- Over 45,000 surcharge free ATM locations Nationwide
*There is a $2.60 charge per transaction for this service
Interest Bearing Student Checking Accounts: Platinum Federal Credit Union (PFCU) offers interest bearing student checking account with no minimum balance requirement. There is a $50 minimum deposit required to open a Student Checking account with PFCU.
The following features apply to Platinum FCU’s Student Checking account:
- Free Home Banking with text message alerts
- Free Bill Pay with text message reminders
- Free VISA® Debit/Check Card with access to over 45,000 surcharge free ATM’s Nationwide
- Access your checking account FREE with over 6,000 credit union locations Nationwide
- No Minimum Balance Requirement
- Earn Interest on Average Daily Balances
- Consolidated Monthly Statements with Check Images
- Direct deposit
- Unlimited Cash transactions
- Unlimited Check transactions
- Unlimited teller transactions
No Hassle Commercial Checking Account: The No Hassle Commercial Checking Account comes with Unlimited Coin/Currency, Check, ACH, and Teller Transactions with a low monthly fee of $39.99.
The following features apply to Platinum FCU No Hassle Commercial Checking account:
- Free Home Banking with text message alerts
- Access your checking account via over 6,000* credit union locations Nationwide
- No Minimum Balance Requirement
- Consolidated Monthly Statements with Check Images
- Direct deposit
- Free Unlimited Currency and Coin Deposits
- Free Unlimited Currency and Coin Withdrawals
- Free Unlimited Check transactions
- Free Unlimited teller transactions
- Free Night Drop facility
- Business Bill Pay Services with unlimited check/ach transactions for $14.95 per month
- Third Party check deposit of up to $3,000 per check with a fee of 30 cents per check
*There is a $2.60 charge per transaction for this service
Limited Commercial Checking Account: The Limited Commercial Checking Account comes with Unlimited Check, ACH, and Teller Transactions with a low monthly fee of $19.99.
The following features apply to Platinum FCU Limited Commercial Checking account:
- Free Home Banking with text message alerts
- Access your checking account via over 6,000* credit union locations Nationwide
- No Minimum Balance Requirement
- Consolidated Monthly Statements with Check Images
- Direct deposit
- Free Currency and Coin transactions up to $5,000 per month, $2 charge for every additional $1,000
- Free Unlimited Check transactions
- Free Unlimited teller transactions
- Free Night Drop facility
- Business Bill Pay Services with unlimited check/ach transactions for $14.95 per month
*There is a $2.60 charge per transaction for this service |
