 At Platinum Federal Credit Union, we offer the Visa® Platinum Credit Card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Platinum Federal Credit Union Platinum Visa® Card. You'll enjoy the following benefits:
- Low Fixed Interest Rates
- Minimum or No Annual Fee*
- 25-day grace period
Please click
here to report a lost or stolen Platinum Federal Credit Union Visa® Platinum credit card.
| Interest Rates and Interest Charges |
VISA® PLATINUM
Application and Solicitation Disclosure |
| Annual
Percentage Rate (for Purchases, Cash Advances & Balance Transfers) |
9.90%
- 17.90% (when you open your account, based on your creditworthiness) |
| Annual
Membership Fee |
$0
- 49$ annually based on your creditworthiness |
| How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We do not charge interest on purchases if you pay your entire Balance by the due date each month. |
| For Credit Card Tips from the Federal Reserve Board |
To learn more about factors to consider when applying for or using
a credit card, visit the Web site of the Federal Reserve Board at
http://www.federalreserve.gov/creditcard. |
| Minimum
Finance Charge |
NONE |
| Transaction
Fee |
NONE |
Cash
Advance Fee: 1% of transaction amount
Balance Transfer Fee: 1%
Foreign Transaction Fee: 1% of each transaction in U.S. dollars
Late Payment Fee: $28.00
Return Check Fee: $28.00 |
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).”
Effective Date: The information about the costs of the card described in this application is accurate as of March 1, 2010.
This information may have changed after that date. To find out what may have changed, contact the Credit Union.
OTHER DISCLOSURES
Statement Copy Fee: $5.00
Rush Fee: $20.00
Emergency Card Replacement Fee: $20.00
PIN Replacement Fee: None
Card Replacement Fee: $10.00
|
